During his sales tour to force Obamacare’s Horrors down our throats, President Obama knowingly lied to Americans 28 times:
“If you like your doctor, you can keep your doctor; if you like your plan, you can keep your plan. The average American will save $2,500 per year in insurance premiums.”
SAVING THE BEST HEALTH CARE SYSTEM IN THE WORLD
As President Trump and the GOP debate how to fix the nightmare called Obamacare,* they are hampered by something that did not trouble the Dems when they enacted the so-called Affordable Care Act (ACA):
Speaker of the House Pelosi**, President Obama and the Dems in the House & Senate did not care about harming Americans who liked their doctors and health insurance plans. They WANTED to make middle-class Americans uninsured.
OBAMACARE: SECOND TO LAST STEP TOWARD SOCIALIZED MEDICINE
The ACA was just one step toward destroying America’s health insurance market in preparation for Socialized Medicine controlled by bureaucrats. And the vote was precisely on party lines.
For decades, Democrats have been scheming for government take-over of the entire health care system. They want to make doctors, hospitals, et al agents of the Federal government, NOT patients’ advocates. If unaccountable Federal bureaucrats decide who lives, who dies, Democrats would have almost total control over the American spirit.
Democrats knew the ACA would cause millions to become uninsured. THIS WAS THEIR PLAN. Dems knew millions would be paying higher premiums, higher deductibles and higher co-pays. THIS WAS THEIR PLAN.
Dems were hoping the ACA would decrease access to medical care, causing such chaos that Americans would BEG the Federal government to take over America’s health care system, ONE-SIXTH OF THE ECONOMY.
OBAMACARE HORROR STORIES, EVEN THE TITLE WAS A LIE: “AFFORDABLE CARE ACT”
During the nine years since President Obama signed the Affordable Care Act (ACA) on March 23, 2010, this attorney has heard many horror stories about its impact on my clients, friends, relatives. And I am still waiting for the FIRST good story.
OBAMACARE: WASTING MEDICARE DOLLARS-Oregon
A couple had been taking care of the wife’s mother in their home for almost two decades. The mother was disabled and received Medicaid. During all those years Medicaid paid this couple first $800, then $1000 per month. One day a Medicaid payment arrived for more than $6000.
They assumed it was an error, so they phoned their Oregon Medicaid caseworker. They were told that, under ACA, this was the new amount they would be receiving EACH month. They still didn’t feel comfortable cashing this huge check so they talked with the Medicaid supervisor.
The supervisor told them that Medicaid was “flush with cash due to the ACA*** and Oregon HAD TO spend it.” If they did not accept the higher monthly payments, he said, their mother would be removed from their home and put in a facility. Such a waste of tax dollars!
OBAMACARE: CONNING LOW-INCOME PEOPLE-Nevada
A low-income, working couple dropped their employer’s group health insurance when the Obamacare bureaucrat called them. He told them ACA would be cheaper for them due to the taxpayer subsidy. Under Obamacare, their out-of-pocket costs for doctor visits and tests were higher than they had been with private insurance.
BUT, the real shock came when they filed their income tax returns the following April. The IRS kept their $3000+ tax refund to reimburse the Feds for the subsidy. Thus, the REAL cost of their health care had doubled!
OBAMACARE: DESTROYING THE INDIVIDUAL HEALTH INSURANCE MARKET-Oregon
A self-employed, man with an ongoing health problem had been happy with his high-deductible, low-premium health insurance policy FOR YEARS. Then Obamacare OUTLAWED individual insurance policies, intentionally making 5 million Americans uninsured.
He had two months from the time he was notified, to the time his policy would be cancelled. Scrambling to find a new LEGAL plan, he contacted an insurance agent. Between them, they researched dozens of plans to find that, in the Portland, Oregon area where he lived, there was ONE he could afford, for $800 per month.
OBAMACARE: THROWING AMERICANS OFF THEIR INSURANCE, AGAIN & AGAIN-Texas
In 2013, a self-employed, healthy Physician’s Assistant received notice that the ACA had OUTLAWED the Individual plan she had had for years. That plan had cost $468 per month with a $3500 deductible. To replace it outside the ACA-created “marketplace” would then cost $1600 per month, so she purchased the ACA-approved plan with a $12,000 deductible.
Her new plan was cancelled a year later when the insurance company couldn’t find enough people to buy this LEGAL plan. With few choices left, she was forced to settle for a THIRD plan which cost $750 per month and prevented her from seeing her long-time doctors.
THAT plan was cancelled the next year. She then signed up for a FOURTH plan at $550 per month with NO CHOICE OF DOCTORS. Two years later, in February, she received notice that her plan had been retroactively cancelled on 1/1/17, leaving her with no insurance for the entire month of January.
This American then bought a plan at $800 per month with a $10,000 deductible and no prescription coverage. This was her FIFTH plan in 6 years!!!!!!!!
OBAMACARE: WIPING OUT SOLO MEDICAL PRACTITIONERS-Oregon
Eye doctors have a relatively high number of Medicare patients. Indeed, the waiting room of an eye clinic looks a lot like an assisted living facility. Thank goodness, very few children have eye problems.
Even though this writer was not a Medicare patient and my private insurance plan paid 100% of his fees, I lost my eye doctor in 2012. He was forced to close his solo practice because payments to Medicare doctors had been severely cut under Obamacare.
OBAMACARE: SEPARATING PATIENTS FROM THEIR DOCTORS
This writer’s eye doctor moved into a group practice out of state. This is a trend we are seeing throughout the country. There will be fewer & fewer one-doctor, two-doctor offices as they group together to keep costs down, to make up for lower Medicare payments.
With significant reduction of payments to Medicare doctors, fewer & fewer doctors are accepting Medicare patients. As time goes on, if the GOP doesn’t fix this mess, the elderly will have less & less access to doctors. This is especially true for Internists, eye doctors and other medical providers for whom the majority of their patients are elderly.
The impact of fewer solo doctors is especially acute in small town America. To get medical care, patients must drive to metropolitan areas to see a doctor in a group practice, when they used to visit the local doctor.
OBAMACARE MUST GO, GOP MUST REPLACE IT
There was significant harm done to many Americans when the ACA was implemented, but the Dems were not concerned. THEY DESIGNED IT THAT WAY. The GOP is now struggling to fix this nightmare WITHOUT negatively impacting anyone. A difficult task to be sure.
Diane L. Gruber
Attorney At Law
*The US Supreme Court is expected to rule Obamacare unconstitutional this year in a lawsuit filed by 20 states.
**Rep. Nancy Pelosi (D-CA) is currently Speaker of the House for the second time. The ACA was instrumental in costing Democrats the House in the November 2010 mid-terms, so Fancy Nancy lost the speakership.
***Half of Medicare funds were permanently transferred to Obamacare. Payments to Medicare doctors were deceased significantly. As time goes on more and more Medicare patients will NOT be able to find Medicare doctors. The elderly will thus lose access to medical care, and/or be forced to pay out-of-pocket for medical care.